Plan

Health Insurance for Long-Stay Bangkok Visitors

Updated 2026 · Totally Bangkok

Travel insurance vs expat health insurance — what you need for a stay of more than 30 days.

Travel insurance (under 30 days)

Standard travel insurance from your home country covers most needs; ensure it includes medical evacuation; World Nomads, SafetyWing, Allianz all work well.

Expat health insurance (30+ days)

For longer stays, consider international health insurance (CIGNA, AXA, Bupa International) — more comprehensive than travel insurance, includes pre-existing conditions after waiting period.

Thailand-specific plans

Thai insurance companies (AXA Thailand, Krungthai-AXA) offer lower-premium plans valid only in Thailand — good if you won't need global coverage.

Private hospitals

Bumrungrad Hospital (Sukhumvit) accepts most international insurance directly; ask your insurer for a list of direct-billing partners.

This guide is a starting point — we expand every guide with more detail, photos and maps as the site grows. Check the news board for what's new.